If you’ve been watching our market from the sidelines, here’s some good news: after a few frenzied years, things have leveled out. Inventory is up, homes are sitting a little longer, and sellers are actually negotiating again. That’s a real shift from where we were, and it means buyers finally have some breathing room to make a smart decision instead of a rushed one.
Florida Realtors has put together the infographic below to help us understand what underwriters look at in getting mortgages approved.
Mortgage interest rates were essentially flat over the past 30 days. As of this week, the average U.S. rate for a 30‑year fixed mortgage is 6.49%, compared with 6.52% a month ago. At this time, there are as many experts predicting a rise in mortgage interest rates for the remainder of 2026 as there are predicting a fall.
Florida Realtors has created the infographic below, helping people understand what helps homes sell faster. In today’s market, every little bit can help.
